Assets

We pursue long-term investment strategies to ensure the security of your retirement provision.

Our investment philosophy

Find out more about our investment pools, investment principles and how your assets are managed responsibly. We attach great importance to diversification and risk management in order to optimally protect your assets and at the same time benefit from the opportunities offered by the financial markets.

• Diversification
  We spread your capital across various asset classes such as equities, bonds, real estate and alternative investments in order to minimize risks and maximize opportunities.
• Risk management
  We attach great importance to balanced risk management. We protect your capital from major market fluctuations through targeted risk analysis and management.
• Long-term approach
  Our investment decisions are geared towards the long term. We pursue a buy-and-hold strategy in order to benefit from long-term growth trends and minimize short-term volatility.
• Sustainability
  As a responsible investor, we also take environmental, social and governance (ESG) criteria into account in our investment decisions.

Take a look at the quarterly investment reports published by our external investment controller.

Investment pool Avanea 30

The investment pool, which has existed since its foundation, currently has assets of around CHF 230 million. The investment strategy of the Avanea 30 investment pool provides for an equity allocation of 30% with a bandwidth of 10% to 50%. Dr. Pirmin Hotz Vermögensverwaltungen AG in Baar has been responsible for the asset management of the Avanea 30 pool since 1.1.2024.

Performance and reports

We publish comprehensive quarterly reports on the performance of our investments. These reports provide you with detailed insights into the development and composition of our portfolio.

ESG reporting Avanea Pool 30

On the one hand, we base our ESG assessment on data from the two leading ESG analysis companies MSCI and S&P Global. On the other hand, a quantitative and/or qualitative assessment by Dr. Pirmin Hotz Vermögensverwaltungen AG (based on company-specific sustainability reports and annual reports) is included in the analysis, particularly in the fixed-income sector and for companies with small and medium capitalization. MSCI assesses all companies on the basis of 10 core topics (4 in the area of environment (E), 4 in the area of social (S) and 2 in the area of governance (G)). The assessment is made on a relative basis compared to the respective sector. S&P Global bases its assessment on responses from sector-specific questionnaires and publicly available company data. In addition, the media are continuously scanned for any controversies, which are also included in the assessment.

Valuation methodology

Each position in the portfolio is valued according to ESG criteria (see valuation methodology). This results in a company-specific ESG score between 0 and 100. Based on this score, the companies are then assigned to one of the following categories:

Category Value

The HotzVV ESG value is calculated as the average of the individual values. The value is as at 30.06.2024:

Investment pool PizSol InvestPool

In many respects, occupational pensions are the most important institution for employees to accumulate assets during their working lives and to provide professional protection against the risks of illness and death. Due to increasing life expectancy and pension duration, financing and thus the performance of the investments play a central role. A sustainable return coupled with built-in capital protection are the hallmarks of our success concept and the pension promise to your employees. The PizSol InvestPool is the result of a collaboration between two independent experts and combines the innovative approaches of the Avanea Pension Fund with the know-how in occupational pensions and the experience of Wyss und Partner in the management of investments.

From 01.01.2025, the Avanea Pension Fund will grow by a further investment pool. The investment strategy of the PizSol InvestPool provides for an equity component of 40% with a bandwidth of 30% to 50%.

A return-oriented investment strategy and dynamic investment allocation, i.e. reacting to market events and taking advantage of opportunities as they arise, play a key role in achieving or even exceeding the desired investment results. Ultimately, the aim is to achieve an attractive retirement pension for the insured. A high enveloping conversion rate of currently 6.1% is part of this strategy. The implementation expertise of Wyss & Partner Vermögensverwaltung und Anlageberatung AG ensures implementation with strong governance and at the same time allows the necessary flexibility and speed to exploit opportunities in the market