Integration of the pension fund

From a company pension fund to a collective foundation.

Avanea AG – Your partner for smooth integration

Transferring a company pension fund to a collective foundation can be a complex process that requires in-depth expertise and careful planning. Avanea AG will guide you competently through this process to ensure the seamless integration and ongoing security of your occupational pension provision.

Why a transfer can make sense:

  • Cost efficiency
    Reduction of administrative costs through economies of scale in a collective foundation.
  • Risk minimization
    Diversification of risks and greater security through a larger member base.
  • Administrative simplification
    Simplification of administrative tasks and relief of the company’s own resources.
  • Regulatory compliance
    Ensuring compliance with all legal and regulatory requirements.

We envisage the following steps for successful integration:

1. Initial consultation and needs analysis

  • Initial meeting
    Recording the initial situation and discussing the individual requirements of your company.
  • Analysis
    Detailed analysis of the existing pension fund structure and identification of potentials and challenges.

2. Planning and conception

  • Integration plan
    Creation of a customized plan for the transfer to the collective foundation.
  • Timetable
    Definition of a realistic time frame for the individual steps of the integration process.
  • Communication strategy
    Development of a communication strategy to inform and involve employees.

3. Implementation

  • Documentation and contracts
    Creation and adaptation of all necessary contracts and documentation.
  • Data migration
    Secure and efficient migration of data from the company’s own pension fund to the collective foundation.
  • Training and support
    Training of the responsible persons and ongoing support during the implementation phase.

4. Aftercare and monitoring

  • Follow-up
    Review and follow-up of the transfer process to ensure smooth integration.
  • Monitoring
    Continuous monitoring of performance and adaptation to new conditions.
  • Feedback and improvement
    Obtaining feedback and implementing improvements based on employees’ experiences.

More security and flexibility

  • Economies of scale
    Utilization of economies of scale that lead to cost savings and more efficient processes.
  • Professional management
    Access to experienced asset managers and specialized service providers.
  • Flexibility
    Adaptable solutions that respond to the specific needs of participating companies and their employees.
  • Transparency and control
    Regular reports and complete transparency on the management and performance of the pension fund.

What does integration cost?
The costs vary depending on the complexity and scope of the transfer process. We will prepare an individual offer for you.

How long does the transfer take?
The time frame depends on various factors, but typically the process takes between 6 and 12 months.

What risks are associated with integration?
Risks can be minimized through careful planning and experienced support. We ensure that all legal and operational aspects are covered.

Contact us

Your contact for integration into a collective foundation

Our team of experts is at your disposal for all questions and concerns relating to the transfer of your company pension fund to a collective foundation. Please do not hesitate to contact us:

  • Phone: +41 44 680 24 24
  • E-mail: info@avanea.ch
  • Address: Avanea AG, Merkurstrasse 3, CH-8820 Wädenswil
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