We are pleased to present you with an innovative and flexible solution for your transition into retirement: gradual retirement in 5 stages with the Avanea Pension Fund. This model allows you to plan your retirement individually and take up to three lump-sum withdrawals.
What is gradual retirement in 5 stages?
Gradual retirement allows you to reduce your working hours and income in five clearly defined stages. This gives you the opportunity to plan the transition to retirement according to your personal needs.
Advantages of gradual retirement:
- Flexibility: Adapt the timing and pace of your retirement to your individual life situation.
- Plannable transition phase: Reduce your working hours gradually to prepare for full retirement without stress.
- Financial stability: Maintain a steady income during the transition phase and secure your financial planning.
- Capital withdrawals: Take advantage of the opportunity to make up to three lump-sum withdrawals during the transition phase.
- Continuous participation: Stay active in your career for longer and continue to contribute your experience.
- Optimum pension amount: Build up your pension further and benefit from higher retirement benefits in the long term.
How does gradual retirement in 5 stages work?
The transition to retirement takes place in five clearly defined stages, which can be agreed individually. During these phases, you can make up to three lump-sum withdrawals in order to flexibly realize larger financial plans or wishes.
Who can benefit from gradual retirement?
This model is open to all insured members of the Avanea Pension Fund who wish to structure their transition to retirement flexibly and according to their own wishes. It is aimed in particular at those who prefer a smooth and easily plannable transition to retirement and at the same time wish to take advantage of the possibility of lump-sum withdrawals.
Further information and advice:
We will be happy to provide you with detailed information and personal advice on gradual retirement. Contact our team and let’s work together to find the best solution for your gradual retirement.
Your Avanea Pension Fund team looks forward to being able to offer you a flexible and individual retirement provision option with the gradual retirement model.