{"id":2103,"date":"2024-05-16T16:17:24","date_gmt":"2024-05-16T14:17:24","guid":{"rendered":"https:\/\/avanea.ch\/placements\/"},"modified":"2026-10-12T12:10:30","modified_gmt":"2026-10-12T10:10:30","slug":"placements","status":"publish","type":"page","link":"https:\/\/avanea.ch\/fr\/placements\/","title":{"rendered":"Placements"},"content":{"rendered":"<div class=\"gb-container gb-container-9eb9367f\">\n\n<h2 class=\"wp-block-heading\">Nous adoptons des strat\u00e9gies d&rsquo;investissement \u00e0 long terme afin de garantir la s\u00e9curit\u00e9 de votre \u00e9pargne retraite.<\/h2>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"gb-headline gb-headline-799ce339 gb-headline-text\"><strong>Notre philosophie d&rsquo;investissement<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9couvrez ici plus d&rsquo;informations sur nos portefeuilles d&rsquo;investissement, nos principes d&rsquo;investissement ainsi que la mani\u00e8re dont votre patrimoine est g\u00e9r\u00e9 de mani\u00e8re responsable. Nous accordons une grande importance \u00e0 la diversification et \u00e0 la gestion des risques afin de prot\u00e9ger au mieux votre patrimoine tout en tirant parti des opportunit\u00e9s offertes par les march\u00e9s financiers. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Diversification<\/strong><br\/>Nous r\u00e9partissons votre capital entre diff\u00e9rentes classes d&rsquo;actifs telles que les actions, les obligations, l&rsquo;immobilier et les placements alternatifs afin de minimiser les risques et de maximiser les opportunit\u00e9s.<\/li>\n\n\n\n<li><strong>Gestion des risques<\/strong><br\/>Nous accordons une grande importance \u00e0 une gestion \u00e9quilibr\u00e9e des risques. Gr\u00e2ce \u00e0 une analyse et \u00e0 un contr\u00f4le cibl\u00e9s des risques, nous prot\u00e9geons votre capital contre les fortes fluctuations du march\u00e9. <\/li>\n\n\n\n<li><strong>approche \u00e0 long terme<\/strong><br\/> Nos d\u00e9cisions d&rsquo;investissement sont ax\u00e9es sur le long terme. Nous privil\u00e9gions une strat\u00e9gie d&rsquo;achat et de conservation afin de tirer profit des tendances de croissance \u00e0 long terme et de minimiser la volatilit\u00e9 \u00e0 court terme. <\/li>\n\n\n\n<li><strong>Durabilit\u00e9<\/strong><br\/>En tant qu&rsquo;investisseur responsable, nous prenons \u00e9galement en compte les crit\u00e8res environnementaux, sociaux et de gouvernance (ESG) dans nos d\u00e9cisions d&rsquo;investissement.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jetez tout de suite un coup d&rsquo;\u0153il aux rapports d&rsquo;investissement trimestriels de notre contr\u00f4leur d&rsquo;investissement externe.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"gb-headline gb-headline-c148aae2 gb-headline-text\"><strong>Pool de placement Avanea 30<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le fonds d&rsquo;investissement, qui existe depuis sa cr\u00e9ation, dispose actuellement d&rsquo;un actif d&rsquo;environ 260 millions de francs suisses. La strat\u00e9gie d&rsquo;investissement du fonds Avanea 30 pr\u00e9voit une part d&rsquo;actions de 30 %, avec une fourchette comprise entre 10 % et 50 %. Depuis le 1er janvier 2024, la gestion de fortune du pool Avanea 30 est assur\u00e9e par la soci\u00e9t\u00e9 <a href=\"https:\/\/www.hotz-partner.ch\/\">Dr. Pirmin Hotz Verm\u00f6gensverwaltungen AG<\/a>, situ\u00e9e \u00e0 Baar.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"gb-container gb-container-b6c46c66\">\n<div class=\"gb-container gb-container-09b4f29d\">\n\n<h3 class=\"gb-headline gb-headline-c32336b7 gb-headline-text\">Allocation d&rsquo;actifs strat\u00e9gique Avanea 30<\/h3>\n\n\n<div class=\"gb-container gb-container-21cebed9\">\n<section id=\"digicube-block-66ab4b618dbee\"  class=\"DEMO\">\r\n    <div class=\"pie-wrapper\">\r\n        <div class=\"pie-left\">\r\n            <div class=\"chart\">\r\n                <canvas id=\"doughnutChart-block_94f262f99c269231434ceb768ea86dc4\" style=\"width:100%;max-width:700px\"><\/canvas>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"pie-right\">\r\n                        <div class=\"percentage-wrapper\" data-index=\"0\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">5%<\/span>\r\n                    <span class=\"title\">Liquidit\u00e4t<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"1\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">30%<\/span>\r\n                    <span class=\"title\">Obligationen CHF<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"2\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Obligationen FW<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"3\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Aktien Schweiz<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"4\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Aktien Ausland<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"5\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Immobilien Inland<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"6\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">5%<\/span>\r\n                    <span class=\"title\">Alternative Anlagen<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function() {\r\n    var blockId = \"doughnutChart-block_94f262f99c269231434ceb768ea86dc4\"; \/\/ Unique ID for the current block instance\r\n    var wrapper = document.getElementById(blockId).closest('.pie-wrapper'); \/\/ Scope to the correct pie-wrapper\r\n\r\n    var data = {\r\n        datasets: [{\r\n            data: [\r\n                                5,\r\n                                30,\r\n                                15,\r\n                                15,\r\n                                15,\r\n                                15,\r\n                                5,\r\n                            ],\r\n            borderColor: '#bd0118',\r\n            backgroundColor: '#fff',\r\n            borderWidth: 10,\r\n            pointRadius: 5,\r\n            pointHoverRadius: 8,\r\n            hoverBorderWidth: 2,\r\n            hoverBorderColor: '#fff',\r\n            hoverBackgroundColor:'#fff',\r\n        }]\r\n    };\r\n\r\n    var options = {\r\n        cutout: window.innerWidth < 991 ? 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Ces rapports vous offrent un aper\u00e7u d\u00e9taill\u00e9 de l&rsquo;\u00e9volution et de la composition de notre portefeuille. <\/p>\n\n\n<div class=\"gb-container gb-container-46386093 gb-accordion\">\n<div class=\"gb-container gb-container-aa7281e2 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-4aa90e53 gb-accordion__toggle\" id=\"gb-accordion-toggle-4aa90e53\"><span class=\"gb-button-text\">Rapports mensuels 2026<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d91abceb\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d91abceb\">\n<section id=\"digicube-block-6646177393526\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\"><h3 class=\"downloads__title\">Anlagereporting 2026<\/h3>            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/10\/2026-09_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement n\u00b0 9-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/09\/2026-08_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 8-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/08\/2026-07_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement n\u00b0 7-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/07\/2026-06_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 6-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 4 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/07\/2026-05_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 5-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 5 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-04_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 4-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 6 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-03_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 3-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 7 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-02_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 2-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 8 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/03\/2026-01_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 1-2026<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-8e245d00 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-ab4089cc gb-accordion__toggle\" id=\"gb-accordion-toggle-ab4089cc\"><span class=\"gb-button-text\">Rapports mensuels 2025<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-f659e5bc\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-f659e5bc\">\n<section id=\"digicube-block-6646177393526\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\">            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/2025-12_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 12-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/2025-11_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 11-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/11\/2025-10_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 10-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/11\/2025-09_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 09-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 4 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-08_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 08-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 5 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-07_Avanea-PK-Modell-30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 07-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 6 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/08\/2025-06_Avanea30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 06-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 7 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/06\/2025-05_Avanea30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 05-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 8 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/06\/2025-03_Avanea30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 03-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 9 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/06\/2025-02_Avanea30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 02-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 10 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/06\/2025-01_Avanea30_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 01-2025<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-91d05265 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-8b7e1e3c gb-accordion__toggle\" id=\"gb-accordion-toggle-8b7e1e3c\"><span class=\"gb-button-text\">Rapports trimestriels 2024<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-bd3ae62d\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-bd3ae62d\">\n<section id=\"digicube-block-6646177393526\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\">            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/01\/2024-Q4_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2024_Q4_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/10\/2024-Q3_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2024_Q3_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/01\/2024-Q4_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2024_T4_Rapport d&rsquo;investissement<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/08\/2024-Q2_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2024_Q2_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 4 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/06\/2024-Q1_Avanea_Bericht-1.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2024_Q1_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-6f331c48 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-f5a75ba3 gb-accordion__toggle\" id=\"gb-accordion-toggle-f5a75ba3\"><span class=\"gb-button-text\">Rapports trimestriels 2023<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-d945c392\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-d945c392\">\n<section id=\"digicube-block-66461773935b0\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\">            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/06\/2023-Q4_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2023_Q4_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/06\/2023-Q3_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2023_Q3_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/06\/2023-Q2_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2023_Q2_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2024\/08\/2024-Q1_Avanea_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> 2023_Q1_Anlagebericht<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"gb-headline gb-headline-91a22cfb gb-headline-text\">Reporting ESG Avanea Pool 30<br><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour l&rsquo;\u00e9valuation ESG, nous nous appuyons d&rsquo;une part sur les donn\u00e9es fournies par les deux principales soci\u00e9t\u00e9s d&rsquo;analyse ESG, MSCI et S&amp;P Global. D\u2019autre part, notamment dans le domaine des titres \u00e0 revenu fixe et pour les entreprises \u00e0 petite et moyenne capitalisation, une \u00e9valuation quantitative et\/ou qualitative (sur la base des rapports de d\u00e9veloppement durable et des rapports annuels sp\u00e9cifiques \u00e0 chaque entreprise) r\u00e9alis\u00e9e par Dr. Pirmin Hotz Verm\u00f6gensverwaltungen AG est int\u00e9gr\u00e9e \u00e0 l\u2019analyse. MSCI \u00e9value l\u2019ensemble des entreprises selon 10 th\u00e8mes cl\u00e9s (4 dans le domaine de l\u2019environnement (E), 4 dans le domaine social (S) et 2 dans le domaine de la gouvernance (G)). L\u2019\u00e9valuation s\u2019effectue sur une base relative par rapport \u00e0 chaque secteur. Pour son \u00e9valuation, S&amp;P Global s\u2019appuie sur les r\u00e9ponses \u00e0 des questionnaires sp\u00e9cifiques \u00e0 chaque secteur et sur des donn\u00e9es d\u2019entreprise accessibles au public. De plus, les m\u00e9dias sont r\u00e9guli\u00e8rement pass\u00e9s au crible \u00e0 la recherche d\u2019\u00e9ventuelles controverses, qui sont \u00e9galement prises en compte dans l\u2019\u00e9valuation.     <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>M\u00e9thodologie d&rsquo;\u00e9valuation<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Chaque position du portefeuille est \u00e9valu\u00e9e selon des crit\u00e8res ESG (voir la m\u00e9thodologie d&rsquo;\u00e9valuation). Il en r\u00e9sulte un score ESG sp\u00e9cifique \u00e0 chaque entreprise, compris entre 0 et 100. Sur la base de ce score, les entreprises sont ensuite class\u00e9es dans l&rsquo;une des cat\u00e9gories suivantes :  <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cat\u00e9gorie Valeur<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-9d260ee2 wp-block-group-is-layout-grid\">\n<p class=\"wp-block-paragraph\"><strong>Top <\/strong>&gt;87.5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fort<\/strong> &gt;62.5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Moyen <\/strong>&gt;37.5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Faible<\/strong> &gt;12.5<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Flop<\/strong> &lt;12.5<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">La valeur ESG selon la norme HotzVV correspond \u00e0 la moyenne des diff\u00e9rentes valeurs. Au 31 d\u00e9cembre 2025, cette valeur s&rsquo;\u00e9l\u00e8ve \u00e0 : <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"678\" height=\"575\" src=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/image.png\" alt=\"\" class=\"wp-image-4348\" srcset=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/image.png 678w, https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/image-300x254.png 300w\" sizes=\"(max-width: 678px) 100vw, 678px\" \/><\/figure>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"gb-headline gb-headline-1b9a3826 gb-headline-text\"><strong>Pool d&rsquo;investissement PizSol InvestPool<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Avec des bases solides et un caract\u00e8re r\u00e9gional<\/strong>:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PizSol Invest propose une solution de pr\u00e9voyance bien pens\u00e9e et innovante. Elle se pr\u00eate \u00e0 des optimisations adapt\u00e9es de mani\u00e8re cibl\u00e9e aux besoins et \u00e0 la situation sp\u00e9cifiques de votre entreprise ainsi qu&rsquo;\u00e0 ceux des assur\u00e9s. Cette solution de pr\u00e9voyance allie une strat\u00e9gie d&rsquo;investissement ax\u00e9e sur le rendement \u00e0 une protection du capital int\u00e9gr\u00e9e. Pour garantir la stabilit\u00e9 aujourd\u2019hui et offrir \u00e0 vos collaborateurs une promesse de retraite fiable pour demain.   <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PizSol Invest s&rsquo;adresse aux entreprises qui souhaitent faire preuve de responsabilit\u00e9 et offrir \u00e0 leurs collaborateurs non seulement la s\u00e9curit\u00e9, mais aussi des perspectives d&rsquo;avenir gr\u00e2ce \u00e0 un taux de conversion \u00e9lev\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis le 1er avril 2026, <a href=\"https:\/\/www.wysspartner.ch\/\">la soci\u00e9t\u00e9 Wyss &amp; Partner Verm\u00f6gensverwaltung und Anlageberatung AG, situ\u00e9e \u00e0 Wangs<\/a>, est charg\u00e9e de la gestion de l&rsquo;Avanea PizSol InvestPool.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nous allions ainsi un ancrage r\u00e9gional \u00e0 une expertise professionnelle et ind\u00e9pendante en mati\u00e8re d&rsquo;investissement.<\/p>\n\n\n<div class=\"gb-container gb-container-94c4a7c1\">\n<div class=\"gb-container gb-container-c8279579\">\n\n<h3 class=\"gb-headline gb-headline-ee8923f3 gb-headline-text\">Allocation d&rsquo;actifs strat\u00e9gique PizSol InvestPool<\/h3>\n\n\n<div class=\"gb-container gb-container-bec28c5e\">\n<section id=\"digicube-block-66ab4b618dbee\"  class=\"DEMO\">\r\n    <div class=\"pie-wrapper\">\r\n        <div class=\"pie-left\">\r\n            <div class=\"chart\">\r\n                <canvas id=\"doughnutChart-block_6010b8ede5c973cd93ffc40d92a97ee6\" style=\"width:100%;max-width:700px\"><\/canvas>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"pie-right\">\r\n                        <div class=\"percentage-wrapper\" data-index=\"0\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">5%<\/span>\r\n                    <span class=\"title\">Liquidit\u00e4t<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"1\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">20%<\/span>\r\n                    <span class=\"title\">Obligationen CHF<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"2\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Obligationen FW<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"3\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">20%<\/span>\r\n                    <span class=\"title\">Aktien Schweiz<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"4\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">20%<\/span>\r\n                    <span class=\"title\">Aktien Ausland<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"5\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">15%<\/span>\r\n                    <span class=\"title\">Immobilien Inland<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                        <div class=\"percentage-wrapper\" data-index=\"6\">\r\n                <div class=\"p-content\">\r\n                    <span class=\"number\">5%<\/span>\r\n                    <span class=\"title\">Alternative Anlagen<\/span>\r\n                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function() {\r\n    var blockId = \"doughnutChart-block_6010b8ede5c973cd93ffc40d92a97ee6\"; \/\/ Unique ID for the current block instance\r\n    var wrapper = document.getElementById(blockId).closest('.pie-wrapper'); \/\/ Scope to the correct pie-wrapper\r\n\r\n    var data = {\r\n        datasets: [{\r\n            data: [\r\n                                5,\r\n                                20,\r\n                                15,\r\n                                20,\r\n                                20,\r\n                                15,\r\n                                5,\r\n                            ],\r\n            borderColor: '#bd0118',\r\n            backgroundColor: '#fff',\r\n            borderWidth: 10,\r\n            pointRadius: 5,\r\n            pointHoverRadius: 8,\r\n            hoverBorderWidth: 2,\r\n            hoverBorderColor: '#fff',\r\n            hoverBackgroundColor:'#fff',\r\n        }]\r\n    };\r\n\r\n    var options = {\r\n        cutout: window.innerWidth < 991 ? 50 : 200,\r\n        responsive: true,\r\n        maintainAspectRatio: false,\r\n        plugins: {\r\n            tooltip: { enabled: false }\r\n        },\r\n        events: ['mousemove', 'mouseout', 'click', 'touchstart', 'touchmove'],\r\n        onHover: function (event, chartElement) {\r\n            if (chartElement.length > 0) {\r\n                var index = chartElement[0].element.$context.index;\r\n                wrapper.querySelectorAll('.percentage-wrapper').forEach(function (percentageWrapper) {\r\n                    percentageWrapper.classList.remove('hovered');\r\n                });\r\n                wrapper.querySelector('.percentage-wrapper[data-index=\"'+index+'\"]').classList.add('hovered');\r\n            } else {\r\n                wrapper.querySelectorAll('.percentage-wrapper').forEach(function (percentageWrapper) {\r\n                    percentageWrapper.classList.remove('hovered');\r\n                });\r\n            }\r\n        }\r\n    };\r\n\r\n    var ctx = document.getElementById(blockId).getContext('2d'); \/\/ Select the unique canvas\r\n    var myDoughnutChart = new Chart(ctx, {\r\n        type: 'doughnut',\r\n        data: data,\r\n        options: options\r\n    });\r\n\r\n    var percentageWrappers = wrapper.querySelectorAll('.percentage-wrapper[data-index]');\r\n    percentageWrappers.forEach(function(wrapper, key) {\r\n        wrapper.addEventListener('click', function() {\r\n            percentageWrappers.forEach(function(element) {\r\n                element.classList.remove('active');\r\n            });\r\n            wrapper.classList.add('active');\r\n            myDoughnutChart.setActiveElements([\r\n                {\r\n                    datasetIndex: 0,\r\n                    index: key,\r\n                }\r\n            ]);\r\n            myDoughnutChart.update();\r\n        });\r\n    });\r\n});\r\n<\/script>\r\n\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Une strat\u00e9gie d&rsquo;investissement claire offrant un potentiel de rendement accru<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La strat\u00e9gie d&rsquo;investissement est d\u00e9lib\u00e9r\u00e9ment ax\u00e9e sur la rentabilit\u00e9 et permet d&rsquo;exploiter de mani\u00e8re cibl\u00e9e les opportunit\u00e9s qui se pr\u00e9sentent. Son \u00e9l\u00e9ment central r\u00e9side dans une allocation d\u2019actifs dynamique, c\u2019est-\u00e0-dire la capacit\u00e9 \u00e0 s\u2019adapter \u00e0 l\u2019\u00e9volution des conditions de march\u00e9 ou aux changements \u00e9conomiques structurels. C\u2019est ainsi que nous posons les bases permettant d\u2019obtenir les meilleurs r\u00e9sultats d\u2019investissement possibles tout au long du cycle d\u2019investissement.  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les actions, moteurs de rendement :<br\/>Part strat\u00e9gique des actions : 40 %, avec une fourchette comprise entre 15 % et 60 %<br\/>Une part plus \u00e9lev\u00e9e d&rsquo;actions offre un potentiel de rendement plus important \u00e0 long terme, mais s&rsquo;accompagne de fluctuations plus marqu\u00e9es.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Obligations \u00e0 potentiel de rendement limit\u00e9 :<br\/>Dans ce segment, les rendements en CHF sont tr\u00e8s limit\u00e9s. En contrepartie, les obligations r\u00e9duisent la volatilit\u00e9 et le risque d&rsquo;investissement. <\/li>\n\n\n\n<li>Focus sur la Suisse :<br\/>Nous privil\u00e9gions les actions suisses et, par cons\u00e9quent, le franc suisse. La force de la monnaie oblige les entreprises \u00e0 innover, \u00e0 gagner en efficacit\u00e9 et \u00e0 d\u00e9finir une orientation strat\u00e9gique claire. <\/li>\n\n\n\n<li>Tirer parti des opportunit\u00e9s mondiales \u2013 g\u00e9rer les risques :<br\/>Nous tirons parti des tendances de croissance mondiales, tout en limitant d\u00e9lib\u00e9r\u00e9ment la part des devises \u00e9trang\u00e8res.<\/li>\n\n\n\n<li>Les petites et moyennes capitalisations, moteurs de valeur ajout\u00e9e :<br\/>\u00c0 long terme, les petites et moyennes entreprises affichent souvent une prime de rendement par rapport aux grandes entreprises. Une s\u00e9lection rigoureuse des titres peut, dans ce contexte, g\u00e9n\u00e9rer une valeur ajout\u00e9e suppl\u00e9mentaire. <\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">PizSol InvestPool : destin\u00e9 aux entreprises qui souhaitent non seulement g\u00e9rer la pr\u00e9voyance, mais aussi la fa\u00e7onner activement.<\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-6404947c gb-headline-text\">Performance et rapports<\/h3>\n\n\n<div class=\"gb-container gb-container-dd4da2b6 gb-accordion\">\n<div class=\"gb-container gb-container-a4f30206 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-bd543b3c gb-accordion__toggle\" id=\"gb-accordion-toggle-bd543b3c\"><span class=\"gb-button-text\">Rapports mensuels 2026<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-bf1614c5\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-bf1614c5\">\n<section id=\"digicube-block-6646177393526\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\"><h3 class=\"downloads__title\">Anlagereporting 2026<\/h3>            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/10\/2026-09_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 9-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/09\/2026-08_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 8-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/08\/2026-07_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 7-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/07\/2026-06_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 6-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 4 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/07\/2026-05_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 5-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 5 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-04_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 4-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 6 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-03_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 3-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 7 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/05\/2026-02_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 2-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 8 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/03\/2026-01_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 1-2026 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n\n<div class=\"gb-container gb-container-5e02e6e2 gb-accordion__item\" data-transition=\"slide\">\n\n<button class=\"gb-button gb-button-808bd9bd gb-accordion__toggle\" id=\"gb-accordion-toggle-808bd9bd\"><span class=\"gb-button-text\">Rapports mensuels 2025<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 22.949\" height=\"22.949\" class=\"gb-accordion__icon\" width=\"22.949\">   <path transform=\"translate(-5.664 26.05)\" d=\"M28.613-12.939H18.75V-3.1H15.5v-9.839H5.664v-3.271H15.5V-26.05H18.75v9.839h9.863Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 22.949 3.271\" height=\"3.271\" width=\"22.949\" class=\"gb-accordion__icon-open\">   <path transform=\"translate(-5.664 16.211)\" d=\"M28.613-12.939H5.664v-3.271H28.613Z\" data-name=\"Path 66\" id=\"Path_66\"><\/path> <\/svg><\/span><\/button>\n\n\n<div id=\"gb-accordion-content-8e2115a1\" class=\"gb-accordion__content\"><div class=\"gb-container gb-container-8e2115a1\">\n<section id=\"digicube-block-6646177393526\"  class=\"downloads__block\">\r\n\r\n\r\n\r\n    <div class=\"downloads__container__each\">            <div class=\"downloads__container make__columns \">\r\n                                            <div class=\" 0 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/2025-12_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 12-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 1 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2026\/01\/2025-11_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 11-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 2 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/11\/2025-10_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 10-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 3 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/11\/2025-09_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 09-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 4 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-08_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 08-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 5 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-07_Avanea-PK-Modell-40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 07-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 6 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-06_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 06-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 7 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-05_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 05-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 8 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-04_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 04-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 9 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-03_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 03-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 10 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-02_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 02-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                                            <div class=\" 11 downloads__item\">\r\n\r\n                                <a href=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/2025-01_Avanea40_Bericht.pdf\" target=\"_blank\">\r\n                                    <div class=\"downloads__item__content\">\r\n                                        <p> Rapport d&rsquo;investissement 01-2025 PizSol<\/p>\r\n                                    <\/div>\r\n                                <\/a>\r\n                            <\/div>\r\n                \r\n            <\/div>\r\n                <\/div>\r\n    \r\n<\/section>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"gb-headline gb-headline-6412554f gb-headline-text\">Rapport ESG du fonds d&rsquo;investissement Avanea PizSol<br><\/h3>\n\n<p class=\"wp-block-paragraph\">Pour l&rsquo;\u00e9valuation ESG, nous nous appuyons d&rsquo;une part sur les donn\u00e9es fournies par les deux principales soci\u00e9t\u00e9s d&rsquo;analyse ESG, MSCI et S&amp;P Global. D\u2019autre part, notamment dans le domaine des titres \u00e0 revenu fixe et pour les entreprises \u00e0 petite et moyenne capitalisation, une \u00e9valuation quantitative et\/ou qualitative (sur la base des rapports de d\u00e9veloppement durable et des rapports annuels sp\u00e9cifiques \u00e0 chaque entreprise) r\u00e9alis\u00e9e par Dr. Pirmin Hotz Verm\u00f6gensverwaltungen AG est int\u00e9gr\u00e9e \u00e0 l\u2019analyse. MSCI \u00e9value l\u2019ensemble des entreprises selon 10 th\u00e8mes cl\u00e9s (4 dans le domaine de l\u2019environnement (E), 4 dans le domaine social (S) et 2 dans le domaine de la gouvernance (G)). L\u2019\u00e9valuation s\u2019effectue sur une base relative par rapport \u00e0 chaque secteur. Pour son \u00e9valuation, S&amp;P Global s\u2019appuie sur les r\u00e9ponses \u00e0 des questionnaires sp\u00e9cifiques \u00e0 chaque secteur et sur des donn\u00e9es d\u2019entreprise accessibles au public. De plus, les m\u00e9dias sont r\u00e9guli\u00e8rement pass\u00e9s au crible \u00e0 la recherche d\u2019\u00e9ventuelles controverses, qui sont \u00e9galement prises en compte dans l\u2019\u00e9valuation.     <\/p>\n\n<h4 class=\"gb-headline gb-headline-92be62d0 gb-headline-text\"><strong><strong>M\u00e9thodologie d&rsquo;\u00e9valuation<\/strong><\/strong><br><\/h4>\n\n<p class=\"wp-block-paragraph\">Chaque position du portefeuille est \u00e9valu\u00e9e selon des crit\u00e8res ESG (voir la m\u00e9thodologie d&rsquo;\u00e9valuation). Il en r\u00e9sulte un score ESG sp\u00e9cifique \u00e0 chaque entreprise, compris entre 0 et 100. Sur la base de ce score, les entreprises sont ensuite class\u00e9es dans l&rsquo;une des cat\u00e9gories suivantes :  <\/p>\n\n<h4 class=\"gb-headline gb-headline-53e83e78 gb-headline-text\"><strong><strong>Cat\u00e9gorie Valeur<\/strong><\/strong><br><\/h4>\n\n<p class=\"wp-block-paragraph\"><strong>Top <\/strong>&gt;87,5 <strong>Excellent<\/strong> &gt;62,5 <strong>Moyen <\/strong>&gt;37,5 <strong>Faible<\/strong> &gt;12,5 <strong>\u00c9chec<\/strong> &lt;12,5<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">La valeur ESG correspond \u00e0 la moyenne des diff\u00e9rentes valeurs. Au 31 d\u00e9cembre 2025, cette valeur s&rsquo;\u00e9l\u00e8ve \u00e0 : <\/p>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"684\" height=\"591\" src=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/ESGPizSol.png\" alt=\"\" class=\"wp-image-4263\" srcset=\"https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/ESGPizSol.png 684w, https:\/\/avanea.ch\/wp-content\/uploads\/2025\/10\/ESGPizSol-300x259.png 300w\" sizes=\"(max-width: 684px) 100vw, 684px\" \/><\/figure>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"gb-headline gb-headline-0018661b gb-headline-text\"><strong>Comportement de vote<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">Les institutions de pr\u00e9voyance doivent exercer les droits de vote dans l\u2019int\u00e9r\u00eat des assur\u00e9s lorsqu\u2019il s\u2019agit d\u2019entreprises cot\u00e9es en bourse ayant leur si\u00e8ge en Suisse. Au sein de la caisse de retraite Avanea, cette t\u00e2che est assur\u00e9e par le gestionnaire de fortune ou, dans des cas exceptionnels, par le directeur g\u00e9n\u00e9ral. L\u2019exercice des droits de vote est r\u00e9gi par les principes suivants :  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>L&rsquo;\u00e9lection des membres du conseil d&rsquo;administration, du comit\u00e9 de r\u00e9mun\u00e9ration, de l&rsquo;organe de r\u00e9vision et du repr\u00e9sentant ind\u00e9pendant doit avoir lieu chaque ann\u00e9e.<\/li>\n\n\n\n<li>Pas de double mandat Conseil d&rsquo;administration \/ Direction g\u00e9n\u00e9rale<\/li>\n\n\n\n<li>Le montant total des r\u00e9mun\u00e9rations vers\u00e9es au conseil d&rsquo;administration et \u00e0 la direction est fix\u00e9 chaque ann\u00e9e.<\/li>\n\n\n\n<li>Pas d&rsquo;indemnit\u00e9s de d\u00e9part ou de r\u00e9mun\u00e9rations convenues ou vers\u00e9es \u00e0 l&rsquo;avance<\/li>\n\n\n\n<li>Pas de commissions pour l&rsquo;acquisition ou le transfert d&rsquo;entreprises ou de parties d&rsquo;entreprises<\/li>\n\n\n\n<li>Pas de r\u00e9mun\u00e9ration li\u00e9e \u00e0 la performance non conforme aux statuts<\/li>\n\n\n\n<li>Possibilit\u00e9 de voter par voie \u00e9lectronique<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Si ces principes ne sont pas respect\u00e9s, la caisse de pension Avanea votera contre les propositions du conseil d&rsquo;administration.<\/p>\n\n<p class=\"wp-block-paragraph\">Les personnes assur\u00e9es sont inform\u00e9es au moins une fois par an sous une forme appropri\u00e9e &#8211; dans le rapport annuel et\/ou via le site Internet &#8211; du comportement de vote.<\/p>\n<div class=\"gb-container gb-container-69aac571\">\n\n<h3 class=\"wp-block-heading\">Contact<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Des questions sur nos installations ?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Notre \u00e9quipe d&rsquo;experts se tient \u00e0 votre disposition pour r\u00e9pondre \u00e0 vos questions concernant nos strat\u00e9gies et d\u00e9cisions d&rsquo;investissement. N&rsquo;h\u00e9sitez pas \u00e0 nous contacter : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>T\u00e9l\u00e9phone<\/strong>: +41 44 680 24 24<\/li>\n\n\n\n<li><strong>Courrier \u00e9lectronique<\/strong>: <a>info@avanea.ch<\/a><\/li>\n\n\n\n<li><strong>Adresse<\/strong>: Avanea Pensionskasse, Merkurstrasse 3, CH-8820 W\u00e4denswil<\/li>\n<\/ul>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Nous adoptons des strat\u00e9gies d&rsquo;investissement \u00e0 long terme afin de garantir la s\u00e9curit\u00e9 de votre \u00e9pargne retraite. Notre philosophie d&rsquo;investissement &#8230; <a title=\"Placements\" class=\"read-more\" href=\"https:\/\/avanea.ch\/fr\/placements\/\" aria-label=\"En savoir plus sur Placements\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":2065,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-2103","page","type-page","status-publish","has-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/pages\/2103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/comments?post=2103"}],"version-history":[{"count":9,"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/pages\/2103\/revisions"}],"predecessor-version":[{"id":4726,"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/pages\/2103\/revisions\/4726"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/media\/2065"}],"wp:attachment":[{"href":"https:\/\/avanea.ch\/fr\/wp-json\/wp\/v2\/media?parent=2103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}