Exceed expectations.

Avanea offers pension solutions for companies and private employers from every industry (except restaurants).
The pension benefits are defined flexibly based on the needs of the company and can be adjusted over the years.

In the interest of the insured, all risk benefits are defined as a percentage of the insured salary. This means that persons who have withdrawn part of their pension capital (divorce, financing of home ownership) or who started saving later are not disadvantaged in any way.
There are numerous arguments in favour of Avanea. Take a few minutes to learn more about your advantages as an employer and employee at Avanea PK.

Pensions solutions for Startups

Avanea is the ideal partner for young Swiss companies.
Regardless of the industry, we offer start-up companies safe BVG solutions with optimal benefits.
Our Start-up pension plan provides risk benefits as a percentage of the insured salary, which are usually 25% above the statutory minimum benefits:

The retirement credits are based on the BVG scale 7/10/15/18% of the insured salary.
If desired, an additional lump-sum death benefit can be insured.
Please do not hesitate to request a comparison offer.

Sole proprietorship

For self-employed entrepreneurs, the second pillar is not compulsory. The market mainly offers them solutions via the third pillar, while the choice in the second pillar remains rather limited.
The law basically allows three solutions for self-employed persons:

In the latter area, Avanea cooperates with the Patronat Schweiz association and offers pension solutions for the self-employed.
The risk benefits and the savings scale are defined in four different pension plans.
For further information, please do not hesitate to contact us.